State Farm Insurance Collision Repair Shops
Plan B Autobody accepts State Farm Insurance payments.
Our customers often call us with the following question:
Question: May I choose my own autobody repair to shop to perform collision repair when State Farm Insurance is the payer?
Answer: Yes, you may choose the shop of your choice to repair your vehicle after an accident involving State Farm Insurance.
Plan B Autobody accepts State Farm Insurance payments.
State Farm Insurance policyholders have the legal right to choose any repair shop they want, even if State Farm has established a “preferred” network.
Ask about State Farm Repairs
Choosing a Collision Repair Shop
If you are insured by State Farm or if the other driver at fault has State Farm insurance, you can absolutely choose Plan B Autobody when repairing your car after an accident.
As a State Farm policyholder, you have options where you want to get your car repaired. The State Farm adjuster will likely recommend their Select Service® network. The adjuster will likely tell you that these shops have been approved by State Farm and all work will be guaranteed.
3 Disadvantages of Choosing Select Service® Repair Shop Network
Supplemental Claims for Auto Repair Following Collision
The top 3 disadvantages of choosing State Farm’s repair network after a wreck:
- The State Farm selected car repair shops are generally expected to keep supplemental claims and rates low. This means these shops may be less likely to evaluate the car for additional damage and submit a supplemental claim to fix all that is wrong with the car.
- Shops work on negotiated rates with State Farm, so they need to keep their repair expenses low to be able to earn revenue. This can mean cutting corners on parts or service.
- The State Farm Select Service® vehicle repair shops often choose aftermarket parts to save on cost. These parts do not generally fit as well as original manufacturer parts.
Note: Plan B also guarantees their work and collision repairs.
Remember that insurance companies are for profit and have incentive to select repair shops that reduce their expenses. These shops may have agreements with the insurance company which include expectations regarding repair estimates and supplemental claims. When your vehicle is being repaired, the repair technicians often find that the car needs more work than they saw originally. This may be due to damage that shows up when removing parts or replacing parts.
The supplemental claim can take care of the damage with no additional cost to the car owner. The collision center is the one who records the damage and submits the additional claim to the insurance company. Independent shops like Plan B Autobody take great pride in fully fixing vehicles right the first time. If a supplemental claim is needed, Plan B will submit them on the customer’s behalf.
Why Choose Independent Repair Shop with State Farm Insurance
There are many reasons why choosing an independent shop is preferred.
Top 5 Reasons why to Choose an Independent Shop for Collision Repair:
- Quality above quotas – Plan B follows a detailed approach to repair centered around craftsmanship rather than meeting volume goals.
- Personalized service – Plan B is attentive to its customers, answers questions, and shares details about the process and what to expect.
- Use of OEM replacement parts – Plan B’s independent repair shop replaces parts with original equipment manufacturer (OEM) parts for the best quality and fit and to elevate safety.
- Experienced technicians – Plan B Autobody is a Certified I-CARE collision shop that uses the latest technology and training techniques in its repairs. Plan B is also a Certified Nissan Collision Repair shop.
- Advocates for you with the insurance company – Instead of going along with the insurance company’s assessment and repair estimate, Plan B will talk with the adjusters when the repair amount is undervalued-or- if additional damage is found. Plan B knows the local adjusters and will work with the insurance company to get your car repaired right. Also, work to get your rental car contract extended when the repair process is longer than expected.