GEICO Insurance Collision Repair Shops
Plan B Autobody accepts GEICO Insurance payments.
Our customers often call us with the following question:
Question: “Can I use an independent body shop if I have GEICO Insurance?”
Answer: Absolutely. Whether you’re insured through GEICO or the at-fault driver is, you have the legal right to choose any collision repair shop—including Plan B Autobody.
While GEICO promotes its Auto Repair Xpress® or Guaranteed Repair Network, these are just recommendations. You are not required to use a GEICO-approved shop. Plan B Autobody is a fully independent collision center that accepts GEICO payments and works directly with insurance adjusters to get your car properly repaired.
Plan B Autobody is a local independent collision center that accepts GEICO Insurance payments.
GEICO Insurance policyholders have the legal right to choose any repair shop they want, even if GEICO has established an approved network.
Ask about GEICO Insurance Repairs
Choosing a Collision Repair Shop After a GEICO-Insured Accident
If you or the other party involved in the accident carries GEICO Insurance, you are free to choose Plan B Autobody for your repairs. Insurance adjusters may try to steer you toward their network shops by offering guaranteed work—but you should know:
Plan B Autobody also provides a lifetime warranty on all repairs related to the covered loss, as long as you own your vehicle.
As a GEICO policyholder, you may select your body shop for repairs. The GEICO Insurance adjuster is trained to recommend their approved or preferred network of collision centers. The adjuster will encourage you to use the approved centers, citing that all work will be guaranteed as long as you own or lease the vehicle.
Plan B Autobody offers a lifetime warranty on all repairs related to the current loss. This includes all items originally estimated as long as you own the vehicle.
Choosing a Collision Repair Shop After a GEICO-Insured Accident
If you or the other party involved in the accident carries GEICO Insurance, you are free to choose Plan B Autobody for your repairs. Insurance adjusters may try to steer you toward their network shops by offering guaranteed work—but you should know:
Plan B Autobody also provides a lifetime warranty on all repairs related to the covered loss, as long as you own your vehicle.
So when it comes to quality repairs and your peace of mind, you don’t have to compromise by staying in-network.
3 Drawbacks of Using GEICO’s Preferred Repair Network
Before choosing a GEICO Direct Repair Program (DRP) shop, consider these common concerns:
- Limited Supplemental Evaluations
DRP shops may avoid submitting supplemental claims that could increase the repair estimate. This means hidden or additional damage may go unaddressed. - Cost-Driven Repairs
These shops often work under negotiated rates with GEICO, creating pressure to keep costs down—which may result in corner-cutting on labor or materials. - Aftermarket Parts Usage
GEICO’s network shops may use aftermarket parts that don’t match the quality, fit, or safety of Original Equipment Manufacturer (OEM) parts.
Note: Plan B guarantees their work and collision repairs. Ask about our lifetime warranty.
Understanding Supplemental Claims After a Collision
It’s common for more damage to be discovered after a vehicle is dismantled for repairs. This is where supplemental claims come in. These claims cover the additional repairs at no extra cost to you, but only if properly submitted.
At Plan B Autobody:
- We inspect vehicles thoroughly during disassembly.
- We document and submit all supplemental claims on your behalf.
- We advocate for your car being repaired to the manufacture’s expected standards—not the insurer’s bottom line.
Insurance companies often prefer shops that limit these claims. Plan B repairs your vehicle fully and correctly.
Why Choose Independent Repair Shop with GEICO Insurance
There are many reasons why choosing an independent shop is preferred.
Top 6 Reasons why to Choose an Independent Shop for Collision Repair:
- Craftsmanship over Volume – You are not just a number with Plan B Autobody. Rather than rushing through jobs to hit volume targets, we take a meticulous, detail-driven approach to ensure each vehicle is restored with precision and care.
- Personalized Transparent Service – We keep you in the loop with clear communication, timely updates, and answers to all your questions.
- Use of OEM parts for Best Safety and Fit – OEM parts ensure your car’s safety, performance, and factory finish—something many DRP shops can’t promise.
- Highly Trained and Certified Technicians – Plan B Autobody is an I-CAR Certified Collision Repair facility, using state-of-the-art technology and the latest repair techniques. We’re also a Certified Nissan Collision Repair shop, trusted by manufacturers to uphold rigorous repair standards.
- Insurance Advocacy – We work for you, not your insurance company. Our team negotiates directly with GEICO’s adjusters to ensure all damage is covered and your rental car coverage is extended when needed.
Lifetime Warranty –Plan B Autobody offers a lifetime warranty and use OEM parts whenever possible.